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5 Reasons to Do Estate Planning Now Instead of Waiting

5 Reasons to Do Estate Planning Now Instead of Waiting
Even though most people understand the importance of estate planning, they tend to delay it, putting it off for later. As time goes by they completely forget about creating a will and securing their future. It’s not a topic most of us look forward to dealing with and we all have busy schedules. What they fail to realize is that we live in a fast-paced world where nothing waits for you. With the clock running and time passing in the blink of an eye, you don’t know what the future holds for you. No one can predict the future, but at least we can protect our family’s future by planning ahead a...
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Avoid Probate: 5 Best Methods

Avoid Probate: 5 Best Methods
What is probate? Have you heard stories of someone trying to avoid probate court after the death of a loved one? It's not a happy story! The expenses and hassle can be highly stressful...the last thing you need when someone you care about passes away. The legal definition of probate is a court process by which a Will is proved valid or invalid or for decedent’s estates when no Will can be found. It’s the legal process where the estate of a decedent, or the person who has passed, is administered. Every U.S. state has its own specific laws relating to probate, sometimes referred to as “proba...
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Uninsured Motorist Claim Attorney in Arizona

Uninsured Motorist Claim Attorney in Arizona
Uninsured Motorist Problems When an accident occurs and the driver at fault is an uninsured motorist, your difficulties double. Along with the trauma of the accident itself, the treatment and recovery, and loss of income, you are also now fighting to get compensated fairly. When you or someone you love has been in an accident, all the details and decisions can be very overwhelming. And when the other driver is uninsured, you may not have any idea what to do. Getting the proper compensation from an uninsured motorist is not something that’s easy to accomplish. The good news is that you don’t h...
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Spring Clean Your Finances

Spring Clean Your Finances
  Spring is a time of new beginnings...a fresh start. It's also the perfect time to freshen up your financial life. Here's a checklist that will help. Review your retirement savings. Have you rebalanced your assets lately? Take a look and reset your allocation if it’s gotten out of whack or meet with your financial advisor. Max out your contributions to your employer-sponsored retirement plan. Consolidate accounts whenever feasible and reduce paperwork. If you have multiple IRAs for example, you could combine all of your traditional IRAs into one account and all your Roth IRAs into ...
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Do You Need a Will?

Do You Need a Will?
  It is fairly obvious that homeowners, people with small children, and people with expensive assets, need a will. However, approximately 70 % of Americans die without a will. Many times, people think that a will is only important when you are getting older or have a great a deal of wealth and assets. Yet, countless times, people pass away unexpectedly and their loved ones are left with unanswered questions, searching for documents and indications of what the deceased wanted and how to divvy up even the smallest possessions. Almost Everybody Owns Something Many young people do not th...
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Distracted Driving: As Dangerous as DWI?

Distracted Driving: As Dangerous as DWI?
  Are you guilty of distracted driving? It is fairly obvious to most people that driving while intoxicated is extremely dangerous and illegal. However, in today’s fast-paced, on-the-go world, many drivers are more distracted than ever, which can be just as dangerous. Types of Distracted Driving Think of the morning commute. There is the coffee, the quick breakfast sandwich, the traffic, the radio and that never-ending list of things on a person’s mind. There may be children quarreling, lipstick to apply and most dangerously, a cell phone to answer. While none of these distractions...
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