aging

5 Reasons to Do Estate Planning Now Instead of Waiting

5 Reasons to Do Estate Planning Now Instead of Waiting
Even though most people understand the importance of estate planning, they tend to delay it, putting it off for later. As time goes by they completely forget about creating a will and securing their future. It’s not a topic most of us look forward to dealing with and we all have busy schedules. What they fail to realize is that we live in a fast-paced world where nothing waits for you. With the clock running and time passing in the blink of an eye, you don’t know what the future holds for you. No one can predict the future, but at least we can protect our family’s future by planning ahead a...
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Do You Need a Will?

Do You Need a Will?
  It is fairly obvious that homeowners, people with small children, and people with expensive assets, need a will. However, approximately 70 % of Americans die without a will. Many times, people think that a will is only important when you are getting older or have a great a deal of wealth and assets. Yet, countless times, people pass away unexpectedly and their loved ones are left with unanswered questions, searching for documents and indications of what the deceased wanted and how to divvy up even the smallest possessions. Almost Everybody Owns Something Many young people do not th...
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Moving Your Parent to a Care Center

Moving Your Parent to a Care Center
No one wants to think about putting their parents in “a home” or taking them away from the comfort and familiarity of their own house; a house that could have been in the family for generations. Yet, your parent may be too ill or confused to function safely on their own and it is almost impossible to care for an ailing parent single-handedly. There are a plethora of questions that need to be answered. What to do about the high-cost of a care center? What to do about Social Security, Medicare, and Medicaid? How do you protect your parent’s assets? The primary issue is, what kind of care c...
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Helping Your Aging Parents

Helping Your Aging Parents
“To care for those who once cared for us is one of the highest honors.” Tia Walker This quote is very true. And it’s just as true to say that, at times, caring for your aging parents does not feel like an honor. It can be hard work and, if not planned for, can cause relationship problems. But where do you begin? What needs to be done first? What if your parents don’t want to make a plan or share their plan with you? It can be very difficult for a parent to discuss these private matters with their children. They may not want to discuss finances with you or to admit they haven’t made a plan....
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